How much money would you need to retire

  • Lowering expenses
  • Having own house, so that there is minimal recurring living expense
  • Income from side gigs or freelancing
  • Having sufficient Health Insurance and Term Plan
  • Having investments with very low annual expense like Index funds
  • Staying clear of any shiny new product with promised return of ~18% p.a. or such
  • Lowering the drawdown rate to 3% or lower



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Saurav Srivastava

Saurav Srivastava

I write about Financial Independence, Investing, Books and life.